Early Pay

Some exciting changes are coming to MyHCFCU’s payroll processing.

Beginning in December, MyHCFCU will post incoming Direct Deposits as soon as they are received from the employer. This may result in you receiving your direct deposit pay up to two days early!

Make sure you have your Direct Deposit assigned to a MyHCFCU account to take advantage of early payday.

Open a MyHCFCU Free Checking

  1. Complete our Direct Deposit form with your account information
  2. Submit the form to your employer’s payroll department
  3. Enjoy early payday!

Frequently Asked Questions

How do I enroll in early payday?
You are automatically enrolled in early payday when you have your Direct Deposit to your MyHCFCU account.

What are the requirements?
You must have an ACH payment set up with your employer or from anyone who pays you routinely (direct deposit from your employer, Social Security payments, etc).

What if I only have part of my paycheck coming to MyHCFCU?
Any part of your paycheck deposited via ACH will qualify for early payday.

Will my automatic payments or transfers change?
If you have automatic transfers set up to align with your payroll deposits, we will adjust your automatic payments/transfers to align with your early payday. If you notice that automatic transfers are not aligning with your payroll, or have any concerns, please contact the credit union for further review.

Are there times I won’t receive early payday?
It is our practice to post your direct deposit as soon as it is received, which means you may receive your paycheck up to two calendar days early. In cases where we do not receive the information ahead of time, we are not able to post your deposit early (including federal holidays). Instead, your direct deposit will be posted on your normal payday or as soon as we receive it.