Loan Programs

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My Healthcare Federal Credit Union loan programs are designed help as many members as possible obtain credit, maintain good credit, OR rebuild credit if they have had difficulty with their credit in the past. At My Healthcare FCU, we look beyond just your credit score. Every circumstance is different and every member has as unique need, resulting in us reviewing your overall picture to line up lending solutions which will help you to create and maintain a successful financial future.

When you borrow from My Healthcare FCU you’ll enjoy flexible loan options, competitive rates, no prepayment penalties, and a variety of repayment options. Even if you don’t see a loan product below that fits your situation, give us a call; odds are we can put something together that suits your needs.

Auto Loans: My Healthcare FCU is your first stop if you’re thinking about purchasing or refinancing a vehicle. We offer auto loans on new and used cars, trucks, SUVs, motorcycles, and vans with flexible terms, competitive rates and a variety of repayment options. If you’re in the market to purchase a car, make sure to utilize our complimentary, concierge car-buying service with Auto Advisors.

Boat, RV, and Miscellaneous Secured Loans: Financing that big toy shouldn’t take the fun out of adventure. Whether it is a new boat, travel trailer, jet ski or another toy, My Healthcare FCU is here to help you pay for it.

Home Equity Loans: A home equity loan may be the perfect way to pay for those things you’ve been dreaming about. Tap into the existing equity in your home to finance a wide range of personal needs such as home remodeling projects and debt consolidation. We offer home equity loans for both long and short term needs.

Mortgages: Whether you’re buying, building, or refinancing, we offer competitive rates and repayment terms that are customized to your unique situation. Need for more information?

Personal Loans: Get the money you need and payments you can afford for any purpose you please. Personal loans at My Healthcare FCU are available when you need some extra money.

Savings and Certificate Secured Loans: Whether you are looking to build/rebuild your credit or to get some of the lowest interest rates available, a Savings or Certificate Secured loan is a great option. The funds in your Savings or Certificate account are used to secure the loan and with rates of only 3% above the interest APY, it is a great way to guarantee a loan for any purpose. The best part is that your Savings or Certificate accounts continue to earn interest while you pay on the loan. Low interest loan rates and extra savings accrued, a Win Win!

Visa Credit Cards: A Visa® credit card from My Healthcare FCU gives you all the convenience and purchasing power of Visa, plus a great low rate.

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Your Annual Percentage Rate is based on your Credit History and Term of the Loan. Contact us for your rate today!


Mechanical Breakdown & Protection Plans

Your vehicle is a major investment. That is why purchasing Mechanical Breakdown Protection (MBP) and GAP is a wise choice. MBP can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure. GAP protects you in the event of an accident, protecting your vehicle in the event that your insurance provider will not cover the balance of the loan in full. Most important of all, Mechanical Breakdown Protection and GAP provides Peace of Mind so you can experience Worry-Free Driving! for more information or to obtain a quote

Auto & Home Insurance

Save on car insurance with TruStage Auto & Home Insurance Program! It can be hard to find the best car insurance. TruStage keeps you on the road and protected. Our relationship with a leading provider like Liberty Mutual means your policy can fit your budget and your needs. You could benefit from accident forgiveness, 24-hour roadside assistance and a 12-month rate lock by switching today. We’ll even replace your car if it’s totaled with a model that’s one year newer.

Whether you need coverage for a home or condo you own, or an apartment you rent, you could save with the TruStage Auto and Home program. TruStage works with Liberty Mutual to help protect against losses from accidents, thefts, and other damaging events.

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