Loan Protection Plans

Credit Insurance

Your family counts on you to look out for them. That’s why you can count on credit insurance. Credit Insurance (Credit Life & Disability) may make your loan payments in the event of disability or death.

When your family experiences a hardship, the last thing they need is additional worry about how to pay your debts. Credit Life and Credit Disability may make your loan payments in the event of disability or even your death. Talk to us today about these important components of your financial security.

  • Easy application
  • No medical exam required
  • Customized to fit your needs and budget
  • Cost included in your loan payment
  • Completely voluntary
  • Will not affect your loan approval

Guaranteed Asset Protection (GAP)

GAP Coverage protects you in the event of an accident, protecting your vehicle in the event that your insurance provider will not cover the balance of the loan in full. GAP Coverage is available for Autos, Motorcycles, ATVs, Golf Carts, Jet Skis, Snowmobiles, Boats, Motorhomes and Travel Trailers.

Another great benefit of our GAP policy is that it offers FREE Auto Deductible Reimbursement (ADR). ADR reimburses the deductible for any loss covered by the borrower’s auto insurance policy for ALL passenger vehicles owned or leased AND all insured under the policy by the enrolled member. The benefit is effective upon enrollment and continues for 3 years, offering $500 deductible reimbursement per loss, for unlimited losses per year.

Mechanical Breakdown Coverage

Your vehicle is a major investment. That is why purchasing Mechanical Breakdown Protection (MBP) is a wise choice. MBP can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.

MBP is available for autos, motorcycles and powersport vehicles, even if you didn’t get the loan through MyHCFCU.

Auto Insurance

Save on car insurance with TruStage Auto & Home Insurance Program! It can be hard to find the best car insurance. TruStage keeps you on the road and protected. Our relationship with a leading provider like Liberty Mutual means your policy can fit your budget and your needs. You could benefit from accident forgiveness, 24-hour roadside assistance and a 12-month rate lock by switching today. We’ll even replace your car if it’s totaled with a model that’s one year newer.

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Property Insurance

TruStage home insurance is underwritten by Liberty Mutual, one of the biggest providers in America. The result is a policy to have confidence in — as well as payments that fit within many budgets. See how much you could save today. Home, Condo and Renters Insurance available.

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