Loan Rates

*All rates are APR*

Effective as of: April 1, 2019

Fixed Rate Vehicle Loans

Fixed Rates (APR*) Rates as low as:
Term** New Purchase/Current Year Used or Refinance
36 Months 2.74% APR* 2.74% APR*
48 Months 3.24% APR* 3.24% APR*
60 Months 3.24% APR* 3.24% APR*
72 Months 3.74% APR* 3.74% APR*
84 Months 4.24% APR* 4.24% APR*

*APR – Annual Percentage Rate Payment example: A 60 month $10,000 fixed rate secured new auto loan at 3.24% APR* has an approximate monthly payment of $180.78.

Fixed Rate Secured Loans:

Boats, RV’s, Miscellaneous Secured

Fixed Rates (APR*) Rates as low as:
Term** New Purchase/Current Year Used or Refinance
36 Months 5.99% APR* 5.99% APR*
48 Months 5.99% APR* 5.99% APR*
60 Months 5.99% APR* 5.99% APR*
72 Months 5.99% APR* 5.99% APR*
84 Months 5.99% APR* 5.99% APR*
120 Months6.75% APR* 6.75% APR*

*APR – Annual Percentage Rate Payment example: A 60 month $10,000 fixed rate secured new recreational vehicle loan at 5.99% APR* has an approximate monthly payment of $193.25.

Unsecured Signature Loans

Fixed Rates (APR*) Rates as low as:
Term**
Up to 72 months 7.75% APR*

*APR – Annual Percentage Rate

Share Savings Secured Loans

Fixed Rates (APR*) Rates as low as:
Term**
Up to 48 months 2.15% APR*

*APR – Annual Percentage Rate
The interest rate is guaranteed for the term of the loan even if rates increase or decrease.

Certificate of Deposit Secured Loans

Fixed Rates (APR*) Rates as low as:
Term**
12 Months 3.59% APR*
24 Months 3.78% APR*
36 Months 4.23% APR*
48 Months 4.23% APR*
60 Months 4.47% APR*

*APR – Annual Percentage Rate
The term shall not exceed the maturity date of the Certificate. The interest rate is guaranteed for the term of the loan even if rates increase or decrease.

Visa Credit Cards

Type Annual Percentage Rate
Visa Classic 11.90% – 16.90%
Visa Platinum 9.90%

Home Equity Loans

Fixed Rates (APR*) Rates as low as:
Term**
60 Months 5.49% APR*
120 Months 5.99% APR*
180 Months 6.49% APR*