Credit Card Balance Transfers

Take control of your finances in 2023 and pay off your high-rate debt by transferring balances to a fixed, low-rate MyHCFCU Visa Credit Card during our balance transfer promotional offer!

4.79% APR on Balance Transfers for 12 Months*
No Balance Transfer Fee

Make one, easy monthly payment and save money with reduced interest charges. To request a balance transfer; simply call us or fill out the request form. You can submit your request form in the following ways:

  • Email to
  • Fax to 352-333-4805
  • Bring in to the branch
  • Mail to 4720 NW 39th Ave., Gainesville FL 32606
  • Submit online request form through online banking

Submit your balance transfer request soon to take advantage of this record-low rate. Valid on transfers made between January 1, 2023 and March 31, 2023.

Request Balance Transfer

Don’t have a MyHCFCU Visa Yet? No Problem.

Apply today and we can help coordinate transferring existing card balances to your new MyHCFCU Visa. Our competitive card offers the following:

  • Rates as Low as 9.90% APR+
  • Credit Limits of up to $25,000
  • No Annual Fee
  • No Balance Transfer or Cash Advance Fees
  • Accepted Worldwide
  • Visa’s Zero Liability Fraud Protection
  • Easy online account management

Apply Now

*APR = Annual Percentage Rate. Promotional Balance Transfer Rate of 4.79% APR applies to balances transferred between January 1, 2023 to March 31, 2023. Promotional rate applies for 12 billing cycles from transfer date. After the promotional period has ended, remaining balances will revert to your fixed standard balance transfer APR, as indicated on your Credit Card opening disclosure .

+Subject to loan approval. Rates and credit limit vary by individual creditworthiness.

Credit Card Rates and Fees Disclosure