Refer a Friend

refer a friend both get 25 dollars

Refer-a-Friend Program Overview:

Refer a Friend and you will both will receive a $25 credit to your accounts

Members have an opportunity to receive a $25 credit to their savings account by referring a medical colleague or immediate family member to the credit union to open a new active membership. Both the current member and the newly referred member may receive a $25 credit to their savings account.

Referral Steps – It’s As Easy As……

  1. Refer a medical colleague or immediate family member to the credit union
  2. Have them bring us the completed referral card
  3. We will create their NEW active membership
  4. Once the member actively uses their account for 90 days, both you and the referred friend will receive a FREE $25 credit to your accounts!

Ways to Obtain Refer-a-Friend Cards:

  1. Stop into your local MyHCFCU branch to pick up as many cards as you need!
  2. Click here and print a copy of the card in PDF format.
    **Hand the cards and/or printed copies to your co-workers and family members, and watch the savings add up! **


  • Only new memberships are eligible. Regardless of the number of accounts opened under the new membership, the new member will only receive $25.
  • The referring member must be a member in good standing to receive the $25 credit. The new member is eligible to receive $25 regardless of the referring member’s status.
  • The new member may receive the $25 credit one time, but then are eligible to receive an additional $25 for each new member they refer.
  • New memberships must remain open a minimum of 90 days. New memberships must be an active account, i.e. have consistent direct deposit, actively using debit card, loan payments, etc. The credit union reserves the right to review and determine if the new membership qualifies as an active account.
  • A $25 credit will be posted to the savings account of the referring member and the new member once the minimum 90 day period has been met.
  • Credits earned will be included on the member’s annual 1099-INT for IRS reporting.
  • Employees and volunteers of the credit union are ineligible to receive the $25 credit. Referrals of new members as part of ongoing SEG new employee onboarding orientations are also ineligible.

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